Privacy Policy – Frugo

Effective Date: December 01, 2025

Frugo is a personal budgeting and spending-insights app developed by Selium. We are fully committed to protecting your privacy. Frugo does not use external servers, does not track you, and does not collect any personal information.

What Data Is Stored

Frugo stores only the information you manually enter in the app:

• Budgets
• Expenses
• Insights and calculated statistics

This data is stored exclusively in two places:

• On your device (local storage)
• In your personal iCloud account (using Apple’s CloudKit)

Selium has no access to your iCloud data. Apple manages encryption, synchronization, and storage through your Apple ID.

No Data Collection

Frugo does not collect or transmit any of the following:

• Email address
• Name or contact details
• Device identifiers
• Usage analytics or tracking
• Location data
• Advertising identifiers

Frugo does not include third-party SDKs, advertising systems, or trackers.

Exports (CSV / Excel)

When exporting your data:

• Files are generated locally on your device
• You choose where to save or share them (Files app, AirDrop, email, etc.)
• No exported data is sent to Selium or external servers

How Data Is Used

Your data is used only to:

• Display your budgets and spending history
• Generate insights and calculations
• Synchronize across your devices via iCloud

Your Rights

You fully control your data. Since it lives only on your devices and iCloud account, you may delete it anytime through the app or your device settings.

Contact

If you have questions about this Privacy Policy, contact us:
support@selium.app

Changes

This Privacy Policy may be updated. Significant changes will be communicated inside the app.

Selium